[Remote] Software Engineer, Cash App - Lending Products

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Note: The job is a remote job and is open to candidates in USA. Cash App is a financial technology company that aims to redefine the world's relationship with money. They are seeking a Software Engineer to join their Lending team, responsible for building complex systems and tooling to provide low-friction access to credit for users. The role involves collaboration with various teams and ensuring high-quality output in delivering lending capabilities.

Responsibilities

  • Partner closely with credit risk, legal & compliance, product managers and other engineers to take the Lending capability to the next level
  • Lead or contribute to projects from hypothesis to production capability, ensuring ownership of the output quality
  • Build financial primitives by acting as an IC or lead on atomic, composable, API-level building blocks that serve the Block's intelligence layer
  • Take a developer-centric approach to designing and building clean APIs, optimizing strictly for uptime, latency, regulatory compliance, and cost-per-transaction
  • Experiment with emerging approaches and support team capability by sharing learnings and providing feedback
  • Operate and manage existing Cash services
  • Make recommendations to improve the team and wider Engineering practices
  • Help interview candidates, organize external recruiting/networking activities, and contribute to the broader tech and open-source communities

Skills

  • 5+ years working on complex systems and delivering quality software, with clear expertise developed in one or more technical areas
  • Embrace an AI-first mentality. Leverage AI to augment your knowledge and capability in navigating development in complex systems with confidence
  • Curiosity that pushes you to find flaws in complex systems and take whatever steps are necessary to fix them
  • Resilience to persevere in complex situations across multiple axes: e.g., scale, uncertainty, and interconnectedness
  • Self-directed and comfortable with ambiguity, with a willingness to publish your reasoning and be wrong publicly—which is essential for thriving in our transparent DRI/IC model
  • Familiar with agentic engineering

Benefits

  • Remote work
  • Medical insurance
  • Flexible time off
  • Retirement savings plans
  • Modern family planning

Company Overview

  • It all started with an idea at Block in 2013. It was founded in 2013, and is headquartered in New York, New York, USA, with a workforce of 1001-5000 employees. Its website is Company H1B Sponsorship
  • Cash App has a track record of offering H1B sponsorships, with 51 in 2026, 257 in 2025, 253 in 2024, 260 in 2023, 297 in 2022. Please note that this does not guarantee sponsorship for this specific role.

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