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Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a \$66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.” Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and annual discretionary bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 200+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture
Responsibilities
Maintain and develop existing portfolio by assessing and meeting client’s business and personal needs
Increase the Bank’s profitability by cultivating new commercial business relationships
Negotiate proper loan structure and effectively cross sell products
Maintain properly documented files and manage renewals and collection efforts on past dues and defaulted loans
Maintains comprehensive understanding of current commercial products offered in the market and keeps informed of all relevant industry trends and practices
Maintain and build a professional network of COI’s and referral sources
Maintain a stable network of prospective customers with a consistent approach to calling
Requirements
Bachelor's degree with a business, finance, economics, or accounting major (preferred)
Minimum 10+ years' commercial lending experience
Solid understanding of general credit and risk principles, mitigates, and banking policies/procedures; formal bank credit training preferred
Strong analytical, organizational and time management skills along with proven ability to manage tasks in a timely and efficient manner
Strong interpersonal skills used within a team environment and in client interaction with emphasis on relationship building
Ability to proactively manage and prioritize workflow
